Aware of the importance of environmental and social issues, the Bank strives to continue innovating to better serve the development of low-carbon, sustainable regions that are resilient to the impacts of climate change, by maximizing the positive impact of its activities on the environment, and by reducing negative externalities, thus making it possible to contribute to the efforts of the Kingdom in this area.

Indeed, and as part of its mission as a Bank dedicated to territorial development, the FEC assists Territorial Communities with achieving, at the local level, national objectives of sustainable development in its economic, social and environmental dimensions.

In addition to financing more than 5,700 development projects that have had direct and indirect impacts on economic and social development at the territorial level, as well as on citizens' living conditions and quality of life, the FEC has launched several strategic projects over the past few years that are in line with its institutional evolution, which places Sustainable Development at the heart of the Bank's action in favor of the territories, in particular through:

• Integrating environmental, social and climate risks into its overall risk management and project financing decisions;
• The digital transformation of its operating and intervention processes;
• Opening up to the international financial market in order to diversify and sustain its sources of financing and to access competitive financing, including those related to climate finance, in order to offer the best financing conditions to its customers.