What are the advantages of borrowing from the FEC for the achievement of your projects?

A specialized bank

Thanks to an expertise and a know-how of more than 60 years, the FEC, as a Bank specialized in the financing of territorial development, is now positioned as the privileged partner of Territorial Communities, their Groupings and Local Public Institutions.

Customized financing

With adapted financing solutions, the FEC provides all the Territorial Communities of the Kingdom with the necessary financial means for the achievement of all the projects that fall within the scope of their prerogatives, by benefiting from the leverage effect provided by the loan.

Attractive pricing

The Bank facilitates access to credit for its customers, under the best financing conditions. Interest rates are fixed or variable and vary according to the duration of the loan.

Long duration

Financing terms are adapted to the life of the financed projects, which can be up to 15 years.

Ad-hoc support

The Bank provides its clients with specialized and multidisciplinary teams, particularly in the financial, technical, Environmental and Social (E&S) risk assessment fields, in order to assist them with the preparation of their applications and the setting up and implementation of their projects.

Simplified procedures

The FEC facilitates the processing of loan applications through simplified procedures, allowing a prompt release of funds to accelerate the implementation of projects. In addition, no application fee is requested.

Finance and support Territorial Communities for the realization of their development projects

As a Bank dedicated to the service of territorial development, the FEC offers Territorial Communities, their groups and local public institutions financial products and services in the form of traditional loans or lines of credit adapted to their financing needs for the implementation of investment projects in sectors that cover all of their skills, thus aiming to meet the expectations of Citizens and consequently improve their living environment.

Conventional loans

Credit Lines (CL)

Sectors of intervention

The FEC intervenes in various sectors that cover all the prerogatives of the Territorial Communities for the achievement of projects aiming at improving the living environment of the Citizen.

Eligibility criteria

Support and technical assistance

The Bank strives to develop expertise that enables it to assist its customers and respond effectively to their various concerns. Similarly, the FEC makes every effort to promote the transfer of expertise at the local level, in particular through technical assistance and the provision of the expertise necessary for setting up and carrying out the projects of the Territorial Communities, which aim to improve the living environment of the Citizen.